Believe it or not, there are dozens of different programs available for people looking to refinance their current mortgage. Most of the time each individual mortgage servicer has their own unique program designed to help current mortgagors. For example, Chase, Flagstar, and GMAC, all have relaxed guidelines when refinancing their own loans versus refinancing a loan owned by a different investor.

In addition to these programs, there are also the nation programs like HARP (Home Affordable refianance program) and the FHA streamline program.

At Homestar Mortgage, we pride ourselves in our knowledge of all the available loan programs to help those in need a refinance. Our team can look at your scenario and provide guidance regarding whether 1) you would qualify for a refinance 2) if a refinance is beneficial and 3) if a refinance is not beneficial, what the interest rate and closing costs would need to be in order for a refinance to make sense.

If you would like a free refinance “check-up” please call us at 678-561-4342 or complete the form on the right hand side of your screen.

We look forward to providing you the Homestar Mortgage refinance experience.